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Articles Posted in Insurance Litigation

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State Court in Tennessee vs. Federal Court in Tennessee: Advantages and Disadvantages

What are the differences between litigating a breach of contract case, personal injury case, or any other type of case in a Tennessee federal district court as opposed to a Tennessee state trial court? Which court is better for your case? When can your case be filed in federal court…

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Exclusion of Coverage for “Residents” under Homeowners’ Insurance Policies: Tennessee Law

Homeowners’ insurance policies abound in Tennessee (and in other states), and are frequently the source of insurance litigation. Such insurance policies provide liability coverage to homeowners for bodily injuries and a source of monetary recovery for injured persons, provided that the policy in question (1) covers the bodily injury, and…

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Tennessee Law Regarding an Insurance Company’s Right to Deny Benefits for Misrepresentation

In a recent Tennessee case, the beneficiary of a life insurance policy prevailed over the insurance company which denied coverage under the policy at issue based on alleged misrepresentations by the insured in the application for the policy. The case discusses some basic law that is applicable in Tennessee when…

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Lessons About Tennessee Bad Faith Insurance Law

Tennessee has a statute, which, provided certain conditions are met, allows an insured to recover “bad faith” damages against the insured’s insurance company. The United States Court of Appeals for the Sixth Circuit, which is the federal appeals court with jurisdiction over federal cases tried in Tennessee (and several other…

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Changing Insurance Policy Beneficiaries In Violation Of Marital Dissolution Agreements: What Tennessee Courts Have To Say

Frequently, as part of a divorce, a spouse is required to maintain life insurance for the benefit of the other spouse or for children. In our practice, we have been involved in several cases where, in spite of a requirement in a divorce decree or marital dissolution agreement, a spouse…

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Supreme Court Of Tennessee Issues Opinion In Case Involving Mistake Of Insurance Agent

In a case decided by a 3-2 vote which involved coverage under a commercial liability insurance policy issued by Allstate, the Supreme Court of Tennessee held in favor of an insured finding that the insurance company was responsible for a mistake by one of its agents in Tennessee. The case…

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Nashville Insurance Agents Liable for Inaccurate Information in Policy

In a recent Tennessee Supreme Court case, Morrison v. Allen, two Nashville financial planners/insurance agents were held liable to the widow of a husband who had purchased life insurance through the agents. The agents recommended that the husband obtain a life insurance policy with coverage of one million dollars, and…

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